How It Works
A simple, transparent process to connect you with the right lender
Browse Our Lender Network
Explore our growing network of participating lenders who specialize in smaller balance loans. Each lender has different criteria, loan products, and minimum amounts.
We're continuously expanding our network to include more lenders that focus on well-documented transactions that traditional banks often decline due to internal minimums or policy limits.
Select Your Lender
Choose a lender that matches your specific needs and loan requirements. Review their lending criteria, loan products, and terms to find the best fit.
SmallBalanceLoans.com does not intermediate or participate in your loan application or funding process. When you're ready, click through to be redirected to the lender's secure website where you'll complete your application directly with them.
Complete Your Application
Fill out the lender's application form on their secure platform. All personal and financial information is collected directly by the lender under their privacy policy.
SmallBalanceLoans.com does not collect or store any sensitive financial information such as credit details, property data, loan amounts, or income information.
Work Directly with Your Lender
The lender will review your application and guide you through their underwriting process, documentation requirements, and funding timeline.
SmallBalanceLoans.com is not involved in communication, underwriting, or decision-making. All communication, negotiations, and loan processing happens directly between you and the lender. They will contact you regarding your loan request and next steps.
Important to Know
We Are Not a Lender or Broker
SmallBalanceLoans.com provides a neutral, independent matching service. We connect qualified borrowers with reputable lenders but do not originate, broker, or service loans.
Your Data is Secure
We do not collect or process any personal or financial information. When you click through to a lender, you are redirected to their secure website where data is collected under that lender's privacy policy.
Bank-Qualified Borrowers Only
Our platform is designed for creditworthy borrowers who meet standard credit and income requirements but need loan amounts below traditional bank minimums.
Transparent Referral Model
We may receive a fixed referral or marketing fee when users engage with lender websites. These fees are for marketing exposure and don't affect your loan terms.
Ready to Get Started?
Connect with lenders who specialize in smaller balance loans and find the funding you need.
SmallBalanceLoans.com is an informational referral resource. We do not originate, broker, service, or process loans. All loan applications, underwriting, and funding occur directly between the borrower and the lender.