About SmallBalanceLoans.com
Bridging the gap between creditworthy borrowers and specialized lenders
Our Mission
SmallBalanceLoans.com was created to solve a common problem in business and real-estate lending: many creditworthy borrowers are declined by traditional banks not because of credit or risk issues, but simply because their loan request falls below the bank's internal minimum or lending criteria.
We connect these qualified borrowers with lending institutions that specialize in smaller, well-documented transactions — providing a fast, simple, and transparent way to reach the right funding sources without the runaround.
Our Core Values
Transparency
Clear, honest communication about our role, our referral model, and how we connect borrowers with lenders.
Quality
We work exclusively with qualified borrowers and reputable lenders who meet professional standards.
Compliance
We emphasize compliance and professionalism in every match, maintaining high standards for all parties.
Growth
Continuously expanding our network to provide more options and better matches for all users.
The Problem We Solve
Why Banks Decline Smaller Loans
Traditional banks play a vital role in business and real-estate lending, but most have internal policies and cost structures that make smaller loan requests less practical to fund.
Because every loan — large or small — requires similar underwriting, documentation, and compliance review, the cost of processing a $100,000 loan can be nearly the same as a $1 million loan. For efficiency, many banks set minimum loan sizes or lending thresholds.
The Gap in the Market
As a result, many creditworthy borrowers are declined not because of credit or risk, but because their request falls below a bank's internal minimum, lending criteria, or balance-sheet limits.
That's where SmallBalanceLoans.com helps — connecting qualified borrowers with independent lenders who specialize in smaller, well-documented transactions that banks can't efficiently process.
Our Commitment to Responsible Lending
SmallBalanceLoans.com works exclusively with qualified business, real-estate, and consumer borrowers who meet standard credit and income requirements.
We are not a lender or broker. Our platform provides a neutral, independent matching service that connects qualified borrowers with reputable lenders for legitimate loans that fall below traditional bank thresholds, internal minimums, or lending criteria — not due to credit or risk issues.
We emphasize transparency, compliance, and professionalism in every match, ensuring that both borrowers and lenders benefit from our platform.
New Lending Partners Joining Regularly
We're continuously expanding our network of lenders that specialize in smaller, well-documented transactions — the kinds of loans that traditional banks often decline because they fall below internal minimums, balance-sheet, or lending criteria limits.
As new lending partners come on board, additional programs and products become available, including commercial real estate loans, business financing, working capital, and more. Check back often for updates as we continue to add new low-minimum funding sources.
Interested in becoming part of our expanding network of lenders?
Join Our Lender NetworkReady to Find the Right Lender?
Whether you're seeking funding for commercial property, bridge loans, working capital, or business expansion, we're here to help connect you with the right funding sources.