Last Updated: January 2025
THIS AGREEMENT CONTAINS A MANDATORY AND BINDING ARBITRATION PROVISION. BY USING THE SERVICES, YOU AND EVENT MEDIA 770 CORP. AGREE THAT CERTAIN DISPUTES WILL BE RESOLVED EXCLUSIVELY THROUGH FINAL AND BINDING ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION ("AAA"), RATHER THAN IN COURT. YOU UNDERSTAND THAT YOU ARE WAIVING YOUR RIGHT TO HAVE SUCH DISPUTES DECIDED BY A JUDGE OR JURY AND YOU FURTHER WAIVE THE RIGHT TO PARTICIPATE IN ANY CLASS OR REPRESENTATIVE ACTION. YOU MAY HAVE A LIMITED RIGHT TO OPT OUT OF ARBITRATION AS DESCRIBED IN THE DISPUTE RESOLUTION SECTION BELOW.
By accessing or using the Services, you agree to be bound by the terms and conditions of this Agreement and our Privacy Policy. If you do not agree, you must discontinue use immediately.
The terms "we," "us," or "our" refer to Event Media 770 Corp., a New York corporation, and its affiliated entities. The term "Services" refers collectively to the website, applications, communications, and any other platforms through which this Agreement is presented. The term "Content" includes all text, graphics, images, designs, code, software, and related materials made available through the Services.
Event Media 770 Corp.
499 Chestnut Street
Cedarhurst, NY 11516
Address for Notices:
PO Box 597
Lawrence, NY 11559-0597
You acknowledge that this Agreement is supported by valid and sufficient consideration, including your ability to access and use the Services.
You represent and warrant that:
We reserve the right to monitor your use of the Services to ensure compliance with this Agreement and our Privacy Policy.
The Services are intended for use by adults only and are not directed to individuals under the age of 18.
We do not knowingly collect personally identifiable information from individuals under the age of 13. If such information is identified, it will be handled in accordance with our Privacy Policy.
SmallBalanceLoans.com operates as an independent informational and referral platform.
We provide users the ability to:
We do NOT:
All interactions occur directly between you and third-party providers.
Your right to access and use the Services is personal and non-transferable.
We may suspend, restrict, or terminate access at any time.
Your access may be interrupted due to:
You agree not to:
If you provide any information, you agree that it will be accurate, complete, and current.
You agree to update your information if it changes.
All handling of information is governed by our Privacy Policy.
If credentials are issued, you are responsible for maintaining their security.
You agree to:
We are not responsible for any unauthorized use of your account.
We provide a platform through which users may access general information about third-party providers.
We do not:
You are solely responsible for:
You are encouraged to consult qualified professionals.
We are not a lender, financial institution, or service provider.
We do not:
We make no representations or warranties regarding:
We do not guarantee that any offer is the best available.
We do not control or verify third-party services.
All interactions occur directly between you and third parties.
You may not:
We reserve the right to revoke access.
All Content and proprietary materials are owned by Event Media 770 Corp. or its licensors.
Unauthorized use is strictly prohibited.
By using the Services, you consent to receive communications electronically.
You are responsible for all equipment and internet access costs.
Use of mobile services may result in carrier charges.
THE SERVICES AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE."
WE DISCLAIM ALL WARRANTIES INCLUDING:
You use the Services at your own risk.
NEITHER WE NOR OUR AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, OR SHAREHOLDERS SHALL BE LIABLE FOR ANY DAMAGES INCLUDING, BUT NOT LIMITED TO, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING FROM:
OUR TOTAL LIABILITY SHALL NOT EXCEED $100.
ANY CLAIM MUST BE BROUGHT WITHIN ONE (1) YEAR OR BE PERMANENTLY BARRED.
You agree to indemnify and hold harmless Event Media 770 Corp. and its affiliates from any claims, damages, liabilities, and expenses arising from:
We may update this Agreement at any time. Updates will be posted and effective immediately.
Continued use constitutes acceptance.
We may seek injunctive relief or specific performance without bond.
All disputes shall be resolved exclusively through binding arbitration administered by the American Arbitration Association (AAA).
You waive:
All notices must be sent via certified mail, return receipt requested, to:
Event Media 770 Corp.
PO Box 597
Lawrence, NY 11559-0597
If any provision is unenforceable, the remainder remains valid.
This Agreement constitutes the entire agreement.
By using the Services, you acknowledge: