How SmallBalanceLoans.com Works
Transparency into how users explore lender options on our platform
No application handling. No intermediary steps.
Overview
SmallBalanceLoans.com is an independent referral platform that allows users to explore lender options for smaller balance commercial financing.
We display lender options based on user-selected categories without evaluating, recommending, or prioritizing any lender. Users may review available lenders and proceed directly to a lender's website when they choose.
We do not act as a lender, broker, intermediary, or advisor.
How the Platform Works
- 1.Users select a financing category based on their needs
- 2.Relevant lender options are displayed
- 3.Users click directly to a lender's website
- 4.All applications, approvals, and loan terms are handled directly by the lender
Our Role
SmallBalanceLoans.com serves as a neutral platform that provides access to independent third-party lenders.
We do not evaluate, compare, or recommend lenders based on rates, terms, performance, or borrower outcomes.
We do not:
- originate loans
- underwrite loans
- participate in credit decisions
- negotiate loan terms
- recommend or endorse specific lenders
Each lender operates independently and determines its own underwriting criteria, approval decisions, and loan terms.
We do not evaluate or compare lenders based on rates, performance, or borrower outcomes.
Lender Relationships & Compensation
SmallBalanceLoans.com may receive compensation from lending partners in the form of marketing or referral fees when users click through to partner websites.
This compensation:
- is paid by the lender or platform
- is for marketing exposure only
- does not impact user loan terms or outcomes
Compensation does not influence which lenders are displayed or how they are presented.
No Impact on Loan Terms
Any compensation we receive does not affect:
- interest rates
- loan terms or structure
- approval or denial decisions
- fees charged by the lender
All loan-related decisions are made solely by the lender, and SmallBalanceLoans.com has no involvement in the lending process.
Your Information & Privacy
SmallBalanceLoans.com does not collect, store, or process sensitive financial application data such as:
- Social Security numbers
- bank account information
- credit reports
- income or employment details
When you click through to a lender's website, any information you provide is subject to that lender's privacy policy and data practices.
No Endorsement
The presence of a lender on this platform does not constitute:
- an endorsement
- a recommendation
- a guarantee of approval
- a guarantee of terms or outcomes
Users are encouraged to evaluate lenders independently before proceeding.
The order, placement, or presence of lenders on this platform does not indicate preference, recommendation, or endorsement.
Important Considerations
Lending products may vary significantly based on:
- borrower qualifications
- transaction type
- property type
- geographic location
Users are solely responsible for evaluating lenders and should review all terms and disclosures before proceeding.
Questions
For additional information, please refer to our Terms of Use or Privacy Policy.
SmallBalanceLoans.com provides access to third-party lender information for informational purposes only and does not provide financial, legal, or lending advice.
Last Updated: January 2025